Noblesville 317-773-4300 Greenwood 317-884-5080
The Law Offices of Brian Schellenberg
Representing Bankruptcy Clients Throughout Indiana

What Is Chapter 13 Bankruptcy?

Are you feeling overwhelmed? You do not have to fight your mounting debt on your own. An experienced attorney can help you explore your options, including Chapter 13 bankruptcy. At The Law Offices of Brian Schellenberg, we help individuals and families get the debt relief they deserve through personal bankruptcy.

Give us a call today to arrange a confidential, no-cost consultation about your case. With offices in Noblesville and Greenwood, we serve clients seeking debt relief in the Indianapolis area and throughout central Indiana.

Is Chapter 13 Right For You?

Chapter 13 is not right for everyone, but if you are looking for a way to save your home or pay back your debts at a rate you can afford, it may be right for you. Chapter 13 bankruptcy is a good solution whether you are current or behind on your mortgage payments. As long as you can make reasonable payments, there is a debt consolidation plan out there for you.

How Chapter 13 Works

By consolidating your unsecured debt into one obligation, you can work with your creditors to pay off your debt at a rate you can afford. Your new loan will have 0 interest, and at the end of your three- to five-year plan, your remaining debt will be wiped free.

Not only does Chapter 13 bankruptcy give you the chance to pay back your debts, but it also gives you a chance to save your home, car and other important assets. The moment you file for Chapter 13 bankruptcy, you can put a stop to foreclosure or any sheriff's sale. While the process is more complex than Chapter 7 bankruptcy, it will give you more control over your financial future and help you prevent:

  • Foreclosure
  • A sheriff's sale
  • Wage garnishment
  • Creditor harassment

Before you make any big decisions regarding Chapter 13 bankruptcy, you want answers to your bankruptcy questions. We will listen to your concerns and help you come up with a plan that works for you and your family.

Contact Us

Our firm represents clients throughout central Indiana from our offices in Noblesville and Greenwood. If you want to pay off your debt and keep your home, call 317-773-4300 in Noblesville or 317-884-5080 in Greenwood, or contact us online today for a free initial consultation.

We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.

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