Noblesville 317-773-4300 Greenwood 317-884-5080
The Law Offices of Brian Schellenberg
Representing Bankruptcy Clients Throughout Indiana

Helping You Rebuild Your Credit

One of the most common myths about filing for bankruptcy is that it will destroy your credit rating and you will not be eligible for credit after declaring bankruptcy. Not only is this not true, but it is actually the opposite.

In fact, filing for bankruptcy can help your credit because you can discharge a lot of the debt that is ruining your credit in the first place. At The Law Offices of Brian Schellenberg in Greenwood and Noblesville, we are here to help you learn how to rebuild your credit after filing for bankruptcy.

Give us a call today to discuss your specific situation in a free consultation.

Don't Be Taken In By These Common Myths

  • Myth No. 1: Bankruptcy ruins your credit rating. While filing for bankruptcy will show up on your credit report for seven to 10 years after the process is completed, it will not ruin your credit rating. It will affect it, but you can also take steps right away to start rebuilding your credit.
  • Myth No. 2: You cannot qualify for a credit card or a loan if you have filed for bankruptcy. Since bankruptcy filings have dramatically increased, creditors understand that this is an acceptable legal option for debt relief, and they will still now extend credit to people who have filed for Chapter 7 or Chapter 13 bankruptcy. You may be subject to higher interest rates or a lower cap on the amount you can charge, but you can still rebuild your credit by using credit and paying off your balances every month in a timely manner.
  • Myth No. 3: There is no way to improve your credit score once you file for bankruptcy. You can improve your credit score by using credit and paying off your balances timely. You can also apply for small loans through places like a credit union, where you can establish a personal relationship with the banking institution and then make sure that you fulfill your obligations on these loans.

Our lawyer can help you rebuild your credit through a variety of avenues. We are here to help you increase your credit rating so that you qualify for a mortgage in the future or for other opportunities.

Contact Us

Filing for bankruptcy does not mean you cannot rebuild your credit history. We help individuals and businesses throughout central Indiana and the Indianapolis area get the tax debt relief they deserve. Call 317-773-4300 in Noblesville or 317-884-5080 in Greenwood, or contact us online today to schedule a free initial consultation.

We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.

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